One of the most common homeowners insurance claims is completely preventable. It's not fires or theft; it's water damage. This is not damage due to flooding, heavy rainstorms or snow on the roof – rather, it's due to simple maintenance tasks that are often ignored or go unnoticed.
Preventing Water Damage
Use these tips to help prevent water damage:
- Check hoses for kinks and cracks when you do laundry, and replace your washing machine hose every five years with a high-pressure hose. At a cost of less than $10, it's an inexpensive way to ward off costly problems.
- Check for signs of leakage by inspecting the floor near your water heater and other appliances. Hire a licensed technician to periodically inspect appliances, and replace a water heater that is more than 10 years old.
- Inspect the refrigerator, dishwasher and outdoor faucets for leaks and crimps.
- Place a tub under your kitchen sink to catch leaks before they start.
- If you move your refrigerator to clean the floor, do not overextend the icemaker line. Call a licensed technician if you see signs of moisture or brittleness.
We're here to help with all your home matters. Call Rising Star Insurance Group today at (972) 587-7700, and let us know how we can assist you.
Prevention Pays
How does water damage occur? It's simple: homeowners fail to check the connection between the water line and their washing machine or other similar appliances. Eventually, the connection fails, and water leaks into the home until someone discovers the mess.
Do a quick check of all your water lines from time to time, especially in low-traffic areas of the home. If you notice anything suspicious, contact a licensed professional to come take a look immediately.
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