Call Us (972) 587-7700 ☰ ˟
Logo
Call Us: (972) 587-7700
  • Home
  • Coverage
    • Business Insurance
    • BOP Insurance
    • Commercial Auto Insurance
    • Workers Compensation Insurance
    • Auto Insurance
    • Non-Subscriber
    • Employee Benefits
    • Home Insurance
    • Risk Management
    • Life Insurance
  • Get a Quote
    • Automobile
    • Business Owners Policy (BOP)
    • Commercial Auto
    • General Liability
    • Workers Compensation
    • Health
    • Homeowners
    • Life
    • Boat & Watercraft
  • Blog
  • Resources
    • Refer a Friend
    • Insurance Glossary
  • About Us
    • About Rising Star Insurance Group, Inc.
    • Location Map
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Business Insurance

Business Insurance

We browse through a wide variety of coverages and find the right one for you.

Learn More
BOP Insurance

BOP Insurance

We browse through a wide variety of coverages and find the right one for you.

Learn More
Commercial Auto Insurance

Commercial Auto Insurance

We browse through a wide variety of coverages and find the right one for you.

Learn More
Worker Compensation

Workers Compensation Insurance

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Blog > Risk Insights: Protecting Your Business During Civil Unrest
THURSDAY, SEPTEMBER 24, 2020

Risk Insights: Protecting Your Business During Civil Unrest

Broken glass window

Civil unrest can create unique challenges for businesses. Specifically, business owners face the risk of vandalism, stolen or damaged goods and extensive property damage. With this in mind, it’s crucial to take steps to mitigate the risk of potential damages to your business during periods of civil unrest.

Review the following guidance to help keep your business protected in these situations.

Stay Informed

First and foremost, make sure you stay informed via local authorities, news outlets and social media on potential events or issues that could lead to civil unrest within your community. This practice will allow you to be more aware of when civil unrest is most likely to occur and take a proactive approach to protecting your business.

Assess Property Vulnerabilities

Next, it’s important to assess your business property for potential vulnerabilities. In doing so, you will be able to better determine where to focus your mitigation efforts.

Be sure to conduct a thorough inspection of both your own property and the surrounding area—including neighboring businesses, parking lots, alleys and streets—for specific risk management issues (e.g., gaps in security measures, potential traffic or crowding concerns, the type of property at risk and concerns for employee and customer safety).

Protect Your Property

After assessing potential vulnerabilities, make sure you implement adequate security measures to help keep your business fully protected. Potential security practices to consider include:

  • Utilizing security cameras
  • Implementing an intruder alarm system
  • Boarding up property windows and doors
  • Ensuring proper locks on all windows and doors
  • Installing motion-sensing external lighting and glass break sensors
  • Hiring security guards

Remove Valuables

Try to remove as much cash, merchandise and high-value supplies or equipment from your property as possible. In particular, if your business utilizes a fleet of vehicles, consider moving them to a temporary, secure storage location. This way, you will be able to proactively minimize your losses in the event that your business is targeted.

Further, consider utilizing signage to communicate that money and high-value items have been removed from the premises to help deter potential thieves.

Alter Business Hours

If you suspect that that civil unrest could take place near your property, consider temporarily altering your business hours (e.g., opening or closing earlier than normal) to avoid putting your employees and customers in a dangerous situation. However, make sure you properly communicate these changes with your staff and customers to prevent any confusion. In some cases, it may make sense to temporarily close your business.

Avoid Unnecessary Conflict

In the event that civil unrest takes place while your business doors are open, it’s crucial to educate your staff on how to respond appropriately and avoid unnecessary conflict. Establish an evacuation plan that allows for employees and customers to safely leave the area during a dangerous situation. Designate specific staff to be responsible for securing the property (e.g., locking doors and boarding up windows) before evacuating.

If a potentially dangerous individual confronts any of your employees before an evacuation can occur, encourage them to react calmly and avoid using violence or responding aggressively. Designate specific staff to be responsible for contacting the local authorities or emergency services, if necessary. If the individual attempts to loot or rob your business, allow them to do so—no items are worth the risk of an employee injury or fatality.

Consult Local Authorities

Be sure to express any concerns you have regarding civil unrest in your community with local authorities—including the police department, fire department and government officials—and utilize any resources or guidance that they provide. Consider requesting additional police presence or temporary street closures near your business if you are particularly concerned about the threat of civil unrest.

Secure Proper Insurance

Apart from these loss control methods, you can ensure ultimate protection during periods of civil unrest by securing proper commercial insurance coverage. For additional risk management guidance and insurance solutions, contact Rising Star Insurance Group today.

Click here to view this article as a PDF flyer.


Contact Us

Posted 4:00 PM

Tags: business insurance, commercial insurance, rising star insurance group
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2021
  • 2020

  • business insurance(11)
  • rising star insurance group(11)
  • commercial insurance(9)
  • workers compensation insurance(4)
  • general liability insurance(4)
  • rising star insurance services(3)
  • cyber liability insurance(2)
  • home(2)
  • home insurance(2)
  • insurance(2)
  • bop(2)
  • business owners policy(2)
  • commercial auto insurance(2)
  • health and wellness(1)
  • business auto insurance(1)
  • coverage(1)
  • car inusrance.(1)
  • distracted driving(1)
  • security(1)
  • seasonal flu vaccine(1)
  • garage(1)
  • safety(1)

View Mobile Version

Contact Us Today!
(972) 587-7700

Facebook Twitter Google Maps

Resources

  • Get A Quote
  • About Us
  • Refer A Friend
  • Blog
  • Contact Us

Contact Us

508 Twilight Trail, Suite 201, Richardson, TX 75080
P: (972) 587-7700 | F: (972) 421-0800 | info@risingstarins.com
© Copyright 2020. All rights reserved. | Powered by Insurance Website Builder