Spring brings warm weather and longer days. It also delivers heavy rains and snowmelt for many areas of the country, increasing the likelihood of floods. How you prepare for a flood and what you do afterward can potentially lessen the damage. To protect you, your family and your property, review these flood safety tips.
Before
- Purchase flood insurance. Work with an insurance professional to determine whether flood insurance is appropriate for your property. Typical homeowners insurance policies do not protect against flood damage.
- Create an evacuation plan. Review this plan with all family members, ensuring everyone knows what to do.
- Pack emergency supplies. Have a supply of water, food, medication and clothing ready in case you need to evacuate.
- Protect valuable items and documents. Use waterproof containers to store irreplaceable items and important documents.
After
- Stay out of floodwater. Avoid walking, swimming or driving through floodwater, and avoid downed power lines.
- Remove wet contents. Once it is safe to do so, remove any wet carpeting, furniture, bedding or other items holding moisture. Otherwise, mold can quickly develop within 24 to 48 hours.
- Check for damage. Upon reentering your home, check for damage. If you suspect water, gas, electric or sewer line damage, contact your local authorities.
- File a flood insurance claim. To file a claim, photograph any water damage and make a detailed list of any damaged or lost items.
Floodwater can cause catastrophic damage. Preparedness is key to handling this natural disaster. For additional resources, contact Rising Star Insurance Services today.
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