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Home > Blog > What is Active Shooter Insurance and Why You May Need It
TUESDAY, FEBRUARY 15, 2022

What is Active Shooter Insurance and Why You May Need It

Whether they are near government buildings, schools, or hotels, many businesses have concerns about the dangers of workplace violence and active shooters.  

The catastrophic effects of an incident involving active assailants on a company can be far-reaching. The costs associated with closures, property repairs, litigation, potential liability for the business, support for employees and hospital admissions have helped create a demand for this non-standard insurance coverage.  

Many companies are actively engaged in response preparedness and prevention to help reduce potential damage to property, loss of life, and injuries. Having an active shooter response plan, conducting employee training, offering on-site seminars and using advisory services to help company leadership take action to reduce risk are crucial components of an active shooter strategy.  guy being arrested

Coverage Basics 

Active shooter insurance, also known as deadly weapons or active assailant coverage, may be available through commercial insurers. Coverage may include a combination of casualty and property insurance designed to complement an organization’s current liability and property coverage.  

Premeditated malicious attacks carried out by active assailants who are physically present at the company and are armed may trigger this coverage.  

Where To Get Active Shooter Insurance 

Leading insurers developed active shooter insurance to address potential coverage gaps in an organization’s current coverage. Active shooter insurance may help these organizations if they fall victim to an attack.  

Talk With Your Agent About Active Shooter Insurance 

If you have concerns about your organization’s potential exposure where active assailant incidents are concerned, it’s important to discuss your options with your insurance agent right away. Coverage varies from one carrier to the next, allowing you to get the insurance you need to help limit your exposure if the unthinkable happens.  

Active shooter insurance may provide unique and specialized coverage, and your Rising Star Insurance Group agent can help you understand how best to protect your company or organization.  
Posted 12:35 PM

Tags: active shooter insurance
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