Ridesharing businesses allow vehicle owners to share their cars with strangers in arms’-length transactions made possible using smartphone apps or websites.  Ridesharing companies allow consumers to save money and entrepreneurial vehicle owners to earn it. Such services allow independently contracted, non-commercial drivers to use their personal vehicles as on-demand taxis.

Before considering becoming a driver for a ride-sharing company, talk to one of our local Independent Insurance agents and review your auto insurance policy.  If you are involved in an accident while driving for a ridesharing company, your auto insurance policy may not provide coverage. Some ridesharing companies provide drivers with a separate policy to cover passengers and uninsured and underinsured motorists, but each service is different.

Most importantly, drivers should know which, if any, insurance coverage applies during the various phases of ridesharing. Before relying on such coverage, ask for a copy and review it with one of our local independent agents to confirm that your potential liabilities will be covered. Call, Click or Come by Today.

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