In today’s world, many people view insurance as a simple commodity that can be purchased online. One of the ways we can combat this mentality and demonstrate value is by serving as a trusted advisor. Helping our customers be proactive in keeping expenses down, encouraging them to think long-term and make small investments, may yield significant saving in the long run. Here are a several ways we can help you and your business save money:
1. Tenured Management Team - Carriers value management continuity. Through retaining a group of tenured leaders, your fleet may qualify for additional credits.
2. Secured or Guarded Parking – Vandalism and thefts happen more frequently when vehicles are left in unsecured areas; especially vehicles with tools, equipment and other goods. Fleet risks may be eligible for credits if they keep vehicles in a secure lot while they are not being operated.
3. Telematics Devices – The ability to know a vehicle's location, health, and speed may qualify the vehicle for a discount.
4. MVR Pull/Monitor Program – This is another way we provide accountability to ensure employees maintain clean driving records. Not only will our customers’ insurance costs be lower due employees clean driving records, fleet risks may also qualify for credits as a result of this additional loss prevention measure.
5. Vehicle Safety Program - Rising Star Insurance Group recommends that these programs include scheduled vehicle maintenance and scheduled training for fleet drivers on good safety practices while operating a vehicle. Fleet customers who have established a Safety Program may qualify for credits.
6. Maintain Good Credit - Your Insurance score is often used to determine payment options, and in some cases is used as a rating factor. We encourage our customers to maintain good credit because this can help you receive lower premium rates and/or more favorable payment plan options.
7. Pay in Full - Discounts are often applied to policies that are paid in full. Most of our carriers offer discounts; some as high as a 10% discount to customers paying the full premium at the beginning of the policy period.
At Rising Star Insurance Group, we’re here to support our clients and provide award winning customer service before and after the sale. Thank you for considering Rising Star Insurance Group for all your business insurance auto needs. Call, Click or Come By TODAY!!!