Picture this: you’re running a small business with a tight-knit team, juggling finances, operations, and customer needs. Then comes the challenge of offering health insurance—something you want to provide, but navigating the options alone feels overwhelming. For many small business owners, small group benefits offer a clearer, more affordable path forward.

One of the biggest advantages is cost efficiency. Group health insurance typically costs less than individual plans because the risk is shared among employees. Employers often contribute to premiums as well, helping lower out-of-pocket costs and making coverage more attainable for everyone.

Better Coverage for Your Team

Small group plans can also offer stronger, more comprehensive benefits than what individuals may find on their own. This means your team gains access to dependable care that supports their health and peace of mind.

Tax Incentives for Small Businesses

For qualifying employers, the Small Business Health Care Tax Credit can cover up to 50% of premium costs. Nonprofits may qualify for up to 35%. These savings can make providing meaningful benefits far more manageable.

Simple Eligibility

You might be surprised at how accessible these plans are—businesses with just two employees, including the owner, can often qualify. This makes small group benefits a realistic option even for very small teams.

Supporting Employee Wellness

Beyond dollars and cents, consistent coverage boosts morale and retention. When employees feel supported and secure, they’re more engaged, productive, and committed to the business.

If you’re considering health coverage options, small group benefits may be the right fit for your team. You don’t have to navigate the decisions alone—support is available to help compare plans, understand costs, and find what works best for your business. Reach out anytime for a personalized review, and discover how simple offering coverage can truly be.