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Summertime Pool Safety

Pool ownership is a big responsibility. Here are some tips for pool owners: Coverage: Talk to one of our Rising Star Insurance Group agents about what, if any, pool-related risks are covered by...

Professional Liability Insurance: Why Contractors and Consultants Can’t Afford to Skip It

As a contractor or consultant, your expertise and skills are the foundation of your business. However, even the most seasoned professionals can encounter unexpected challenges that lead to...

What is Condo Insurance?

What Is Condo Insurance? When you purchase a condominium, you want to protect that investment in case of adversity — whether a fire, plumbing catastrophe, liability or theft, to name a few. The...

What is Home Insurance?

What Is Homeowners Insurance? Homeowners insurance protects you financially from losses related to the home you own or are purchasing. (If you rent your home, you would need insurance for renters.)...

Insurance for Fast Food and Quick Service Restaurants

Insurance Menu for Fast-Food and Quick-Service Restaurants Fast-food and quick-service restaurants carry many of the same risks as other restaurants and businesses — for example, property damage,...

A Complete Guide to Workers’ Compensation Insurance for Small Businesses

Running a small business is no small feat—juggling operations, managing employees, and keeping your business protected can feel overwhelming. One crucial aspect of protecting your business and...

Why Choose and Independent Agent

“Finding a suitable insurance policy can take time. One option to make the process easier is to work with an independent insurance agent.” Nerdwallet – April 01, 2024 When it comes to choosing...

Life Insurance - 7 in 10 Adults Don't Have It

Now that we are well into 2025, now more than ever, it’s crucial to reassess your life insurance needs. This year marks a pivotal moment to reflect on how life insurance policies can serve as a...

The Essence of Valentine's Day: Love, Tradition, and Celebration

Valentine's Day, celebrated on February 14th, is a time when the air is filled with romance, and expressions of love abound. But why do we celebrate this day dedicated to love? To understand, we...

How General Liability and Commercial Property Insurance Protect Your Business

As a business owner, protecting your assets is a top priority. But with so many types of insurance available, it’s important to understand the specific roles of general liability coverage and...

Navigating Commercial Insurance Trends in 2025

As 2025 is well underway, staying informed about commercial insurance trends is vital for business owners aiming to protect their assets and plan effectively. Market stability coexists with...

Groundhog Day - Punxsutawney Phil - Gobbler's Knob

Every February 2nd, thousands gather to celebrate Groundhog Day, a whimsical tradition that blends folklore and meteorology, marked by anxious anticipation over whether winter will persist. But...

Financial Wellness in 2025

I hope this BLOG finds you well. As we kick off 2025, it's the perfect time to take stock of your financial health — especially since January is Financial Wellness Month. To help you start the...

Six Ways to SAVE on Auto Insurance

Most insurance companies offer discounts that can put money in your pocket. Here at Rising Star Insurance Group, we can explain the available discounts and whether you are eligible. Here are some...

Insurance for Damage Caused by Trees

If a tree falls and hits your home, your homeowners’ policy will probably cover the cost of repairing the damage to your home, whether the tree was on your property or someone else’s. Your...

The Basics of Business Liability Insurance: What Every Small Business Owner Should Know

Running a small business involves navigating risks and responsibilities. One essential safeguard is securing business liability insurance—a vital step for protecting your venture against potential...

Winter is Coming - How to Stay Safe

WINTER is approaching, as early as Thursday! Snow and freezing conditions can bring about both beauty and beastly challenges. Being prepared is crucial not only for comfort but also for your...

Understanding How Credit Scores Work

Does my credit score affect my insurance premiums? No.Your credit score is one of many elements of your “insurance score,” which is used by actuaries and underwriters to calculate the risk you pose...

New Year: Time to Review Your Insurance Coverage

The start of a new year brings a perfect opportunity to reassess and review your insurance coverages. As life changes, so do your insurance needs. Whether you've experienced significant life events...

New Year's Eve Safety: Tips for a Safe Celebration

New Year's Eve is a time for celebration, reflection, and ushering in a fresh start. As the excitement mounts, it's essential to keep safety in mind. Here are some practical tips to ensure your...

Happy Hanukkah

Hanukkah, also known as the Festival of Lights, is an eight-day Jewish holiday that begins on the 25th day of Kislev according to the Hebrew calendar. This holiday commemorates the rededication of...

The True Meaning of Christmas

As the holiday season approaches, it's essential to reflect on the true meaning of Christmas beyond the hustle of shopping and the sparkle of decorations. At its core, Christmas is a time for love,...

Holiday Party Safety

It’s party season, and while parties offer opportunities to catch up with old friends and make new ones, they can also pose risks to property and health.Drink alcohol in moderation.Limit yourself...

Understanding Snowmelt and Flood Insurance

Flooding isn't just about coastal waters or rivers. If you're a homeowner, your property may be at risk, and flood insurance could be essential. Speak with your insurance agent to assess your...

Winter Travel Tips

Winter Travel TipsTraveling during winter can be a magical experience, but it comes with its own set of challenges. Here are some essential tips to ensure your winter travels are safe, comfortable,...

Thanksgiving Safety: Tips for a Safe and Enjoyable Holiday

Thanksgiving is a time of joy, family gatherings, and delicious meals. However, it also comes with its set of risks, from kitchen-related accidents to travel hazards. By following some essential...

Tips to Avoid Frozen Pipes

Below-freezing weather may prompt you to pull out your gloves and heavy jacket. It should also prompt you to take the following steps to reduce the risk of frozen pipes in your home:Allow a small...

How to Safely Heat Your Home

When outdoor temperatures drop, our homes become havens of warmth. Keep the following tips in mind to ensure your home stays safe and warm. Use space heaters on...

Safety Around Fireplaces

1. Check your chimney for any blockages. Make sure your flue is open and the ventilation path is clear before you start a fire. 2....

Trick-or-Treating Safety

With Halloween just around the corner, I wanted to share some helpful tips to ensure a fun and safe evening for everyone involved. Check the forecast...

Halloween Safety Tips

Encourage the use of makeup, hats, or wigs in lieu of masks, which can obstruct vision. Cross the street as a group by using established crosswalks; don’t cross...

Deer Collision Reminder

As the fall season arrives, it’s important to be aware of increased deer activity on our roads. With deer becoming more active, especially during dawn and dusk, I wanted to share some tips to help...

Protecting Your Identity

You can take lots of steps to protect yourself from identity theft. Here are just a few. Don’t give out your personally identifiable information to anyone, unless...

Creating a Home Inventory List

Having a home inventory list can help you figure out how much homeowners’ or renters’ coverage you need. After a loss, it can help your insurance company process your claim more efficiently, and it...

Do I Need to Insure My Drone?

As you may or may not know, Drones may be purchased at every imaginable size, weight, and price point. They—and the data they may collect—have become ubiquitous in news media and on social media...

Special Event Insurance

Event organizers routinely adapt long-planned events to unforeseen circumstances; during the COVID-19 pandemic, though, everyone had to figure it out as they went. Those experiences brought public...

Emergency Preparedness Tips

Being prepared for an emergency means having kits ready to go! Your kits should include: Food and water...

Eight Top Tips for Selling a Home

Selling a home can seem daunting, but these handy tips can help you sell yours faster and more efficiently: 1. Spend time on cost...

Dwelling Insurance: Replacement Cost Value v. Actual Cash Value

Dwelling insurance reimburses you for losses caused by covered events. Depending on the claim type, your insurer will calculate the cost of replacing or repairing your...

Who Needs Cybersecurity Insurance?

Regardless of your business type, you are likely to transmit other people’s electronic data in the regular course of your business. Data you transmit electronically...

Insurance Tips for Condominium Unit Owners

Condominium unit owners have specialized insurance needs because they own their individual unit but not the entire building. Here’s what most condo insurance...

Why Choose an Independent Insurance Agent

Buying insurance can be confusing. Price is important, but so is getting coverage that fits your needs. You want excellent value for your money, whether you’re buying protection for your home, your...

Four Fast Facts: Insurance and Your College-Bound Child

Ease your child’s transition to college by making sure your family is protected. 1. Health insurance. If your child has been on...

Landlord Property Insurance

I hope this BLOG finds you well. Not sure if you knew, but your homeowner’s policy likely has a clause that terminates coverage if you decide to turn your home into a rental property....

Insurance For Home-Based Businesses

I hope this BLOG post finds you well! I wanted to post a quick BLOG about home-based businesses and how those affect your insurance coverage. I’ve found many of my clients don’t realize the risks...

Auto Coverage Limits

I hope this BLOG finds you well. A significant part of my job is ensuring you have the information you need to make the decisions that are right for you and your auto coverage. That said, I wanted...

The Importance of July 4th - A Symbol of American Independence and Unity

July 4th, commonly known as Independence Day, holds a paramount place in the history and cultural fabric of the United States. Celebrated with fireworks, parades, barbecues, and patriotic displays,...

Risk Management in Construction Projects

I hope this BLOG finds you well. During my years serving construction companies, I’ve gained insight into common issues that result in claims and thought it might be helpful to share some of the...

Summer Toys – Are They Covered?

As the temperatures begin to rise, I wanted to provide a friendly reminder to make sure that all your summer toys are properly insured. Did you know that your standard...

Summer Road Trip Safety

Did you know that nearly 82% of all American adults intend to travel this year? With such a high volume of travelers, it's crucial to remain vigilant and take...

Why Choose an Independent Insurance Agent?

“Finding a suitable insurance policy can take time. One option to make the process easier is to work with an independent insurance agent.” Nerdwallet – April 01, 2024...

Top Home Improvements in 2024

I hope this BLOG post finds you well! I'm excited to check in today with valuable insights from our team of experts. In this post: I will cover the...

Why Do Insurance Rates Keep Going Up?

Given the state of the insurance industry, I wanted to take a minute and share some insights about the current insurance marketplace and provide you with key statistics to address any of your...

Rising Star Insurance Group, Inc. Secures Comprehensive Insurance Coverage for Prestigious Plano Homeowners Association

Plano, Texas, April 01, 2024 – Rising Star Insurance Group, Inc. proudly announces the successful procurement of comprehensive insurance coverage for one of Plano,...

Empowering Homeowners Through Comprehensive Insurance Coverage

For most people, their home is not just their biggest investment; it's a sanctuary for their family and a place filled with memories and dreams. At Rising Star Insurance Group, we understand the...

Business Insurance Solutions for Artisan Contractors, Retail, and Manufacturing

In the dynamic world of business, having robust insurance coverage is not just a safety net—it's a crucial component of your strategy for growth and sustainability. Rising Star Insurance Group...

Navigating the Hard Insurance Market and Understanding Rate Increases

In the ever-evolving landscape of the insurance industry, customers and providers alike face periods of significant change, such as those seen in a hard insurance market. At Rising Star Insurance...

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