As the end of the year approaches, it's easy to overlook important health and financial benefits amidst the holiday rush. If you feel overwhelmed or unsure about which steps to take, you’re not alone. Acting now can help you avoid losing out on valuable coverage and savings.

Max Out Health Savings Account Contributions

Don’t forget that you can contribute to your HSA until year-end. Take advantage of the triple tax benefit by adding more funds before December 31st.

Book Dental or Vision Appointments

Utilize any remaining benefits by scheduling dental or vision check-ups. If appointments are unavailable, consider asking your provider to put you on a cancellation list.

Check Your Deductible Status

If you’ve met your health insurance deductible, now’s the time to schedule any needed check-ups or procedures before it resets.

Use Your Flexible Spending Account Funds

FSAs have a “use it or lose it” policy, so make sure to spend down any balances on eligible expenses before December 31st, unless your plan offers a rollover or grace period.

Refill Prescriptions

If you've reached your deductible or out-of-pocket max, look into refilling recurring medications in advance.

Contact Your Plan Administrator or Benefits Advisor

Unsure about your coverage or available benefits? Reach out for help to ensure you’re not missing out on any opportunities.

Remember, taking a few small steps now can lead to significant savings and peace of mind. Don’t wait—check your current status or seek professional advice if needed, and take control of your benefits before December 31st.