Get Ready for Winter

As winter approaches, it's natural to feel concerned about keeping your home safe and warm. However, by taking a few proactive steps now, you can prevent stress and costly insurance claims down the road. Here are some key tips to ensure your home is ready for the cold season.

Update Smart Thermostat Settings

Modern smart thermostats can automatically adjust settings to reduce energy waste. For optimal comfort and savings, set your thermostat between 68°F and 70°F while at home. This simple adjustment can lead to significant energy savings throughout the winter months.

Clear and Check Solar Panels

If your home benefits from solar panels, remember to activate any winter mode settings available. It's also important to regularly clear snow from your panels after storms to maintain their efficiency and ensure they continue to provide energy throughout the winter.

Boost Indoor Air Quality

Enhance your home's air quality by using HEPA filters to capture viruses and particles or MERV 13+ filters for dust and allergens in your HVAC system or portable units. This not only helps maintain a healthy home environment but also optimizes your system's performance.

Document Your Home Digitally

Creating a digital record of your home can streamline potential insurance claims. Use your smartphone to make a video walkthrough of your home and all valuable items. This documentation can provide peace of mind and expedite claims if necessary.

Seal Gaps Around Windows and Doors

Drafts can significantly increase your energy bills, making it crucial to seal gaps around windows and doors. This classic winter prep step is highly effective in retaining heat and reducing energy consumption.

Insulate Exposed Pipes

Prevent pipes from freezing and bursting by insulating those that are exposed, particularly in basements or exterior walls. This simple preventive measure can save you from the hassle and expense of dealing with burst pipes.

Clean Out Gutters

Before heavy snow arrives, clear out leaves and debris from your gutters to prevent ice dams and water backup. Properly maintained gutters ensure that melting snow can flow away from your home, reducing potential roof and water damage.

Schedule a Heating System Checkup

Avoid surprise breakdowns during cold snaps by scheduling an annual heating system inspection. Regular maintenance ensures your system runs efficiently and safely throughout the winter.

Even implementing a few of these steps can make a big difference in keeping your home protected during the winter months. Remember, it's never too late to start. Be proactive and consider reviewing your homeowners insurance policy with us to ensure you're covered for winter weather events. Stay warm and safe this winter!