Commercial Property Insurance

What Does A Commercial Property Insurance Policy Cover?

Insurable Business Property:

• Owned buildings
• Furnishings
• Stock & inventory
• Machinery
• Computer systems
• Certain personal property on-site
• Important documents and files

Coverage Highlights:

• Policies cover property destroyed by covered hazards.
• Covered hazards include fires, extreme weather, break-ins, vandalism, etc.
• Exclusions: No coverage for flood damage, purposeful or unintentional damage.
• Consider commercial flood insurance for flood protection.