Blog
Insurance Tips for Condominium Unit Owners
Condominium unit owners have specialized insurance needs because they own their individual unit but not the entire building. Here’s what most condo insurance policies cover:Some types of weather...
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Four Fast Facts: Insurance and Your College-Bound Child
Ease your child’s transition to college by making sure your family is protected.Health insurance. If your child has been on your health insurance, they can probably stay until they’re 26. If they...
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Navigating Digital Risks: Are You Protected?
The Digital Age: A Double-Edged SwordIn our increasingly digital lives, cybersecurity has become a crucial aspect of everyday living. From online shopping to remote work, digital interactions...
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Cyber Liability Insurance: Essential Protection for Small Businesses in 2025
In today’s fast-paced digital world, small businesses are more connected than ever. While this connectivity brings opportunity, it also increases vulnerability to cyberattacks. For small business...
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Boating Safety Tips
Are you planning on heading out on the open water this summer? Here are some tips to keep in mind:Before you go:Take a boating safety courseTake swimming lessonsHave your boat checked for...
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Does General Liability Insurance Cover 1099 Workers?
Understanding Liability Risks with Independent ContractorsNavigating the complex world of liability insurance is crucial for any business owner, especially when it comes to working with independent...
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Summer Fire Safety
When it comes to fire, safety must be a priority, from using a firepit in your yard to building a campfire away from home, and everywhere in between. Whether you’re using fire for ambience, cooking...
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Top 5 Reasons Startups Need Business Interruption Insurance
Startups are full of promise and potential, but they also face a unique set of challenges. From navigating market uncertainties to scaling operations, the road to success is rarely smooth. One...
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Commercial Insurance Trends and Forecast for 2025
Introduction2025 is well underway, and keeping abreast of commercial insurance trends is crucial for business owners seeking to protect their assets and plan effectively. As market stability...
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What to Know About Ridesharing
Ridesharing businesses allow vehicle owners to share their cars with strangers in arms’-length transactions made possible using smartphone apps or websites. Ridesharing companies allow consumers...
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National Small Business Month: An Insurance Guide
Celebrating National Small Business MonthMay is National Small Business Month, a time to celebrate the vital contributions small business owners make to our communities and economy. It's not just a...
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Rain Safety Tips
Are you putting safety first when you’re out in rain? If you must go out before the weather clears, make sure you can see and be seen. Before You Go:Make sure your wiper blades are workingMake sure...
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Summer Prep: Tips for Enhancing Commercial Properties
Preparing Your Commercial Property for Summer’s ChallengesAs the summer months approach, commercial property owners and managers face unique challenges that come with high temperatures, potential...
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Summertime Pool Safety
Pool ownership is a big responsibility. Here are some tips for pool owners: Coverage: Talk to one of our Rising Star Insurance Group agents about what, if any, pool-related risks are covered by...
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Professional Liability Insurance: Why Contractors and Consultants Can’t Afford to Skip It
As a contractor or consultant, your expertise and skills are the foundation of your business. However, even the most seasoned professionals can encounter unexpected challenges that lead to...
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What is Condo Insurance?
What Is Condo Insurance? When you purchase a condominium, you want to protect that investment in case of adversity — whether a fire, plumbing catastrophe, liability or theft, to name a few. The...
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What is Home Insurance?
What Is Homeowners Insurance? Homeowners insurance protects you financially from losses related to the home you own or are purchasing. (If you rent your home, you would need insurance for renters.)...
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Insurance for Fast Food and Quick Service Restaurants
Insurance Menu for Fast-Food and Quick-Service Restaurants Fast-food and quick-service restaurants carry many of the same risks as other restaurants and businesses — for example, property damage,...
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A Complete Guide to Workers’ Compensation Insurance for Small Businesses
Running a small business is no small feat—juggling operations, managing employees, and keeping your business protected can feel overwhelming. One crucial aspect of protecting your business and...
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Why Choose and Independent Agent
“Finding a suitable insurance policy can take time. One option to make the process easier is to work with an independent insurance agent.” Nerdwallet – April 01, 2024 When it comes to choosing...
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Life Insurance - 7 in 10 Adults Don't Have It
Now that we are well into 2025, now more than ever, it’s crucial to reassess your life insurance needs. This year marks a pivotal moment to reflect on how life insurance policies can serve as a...
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The Essence of Valentine's Day: Love, Tradition, and Celebration
Valentine's Day, celebrated on February 14th, is a time when the air is filled with romance, and expressions of love abound. But why do we celebrate this day dedicated to love? To understand, we...
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How General Liability and Commercial Property Insurance Protect Your Business
As a business owner, protecting your assets is a top priority. But with so many types of insurance available, it’s important to understand the specific roles of general liability coverage and...
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Navigating Commercial Insurance Trends in 2025
As 2025 is well underway, staying informed about commercial insurance trends is vital for business owners aiming to protect their assets and plan effectively. Market stability coexists with...
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Groundhog Day - Punxsutawney Phil - Gobbler's Knob
Every February 2nd, thousands gather to celebrate Groundhog Day, a whimsical tradition that blends folklore and meteorology, marked by anxious anticipation over whether winter will persist. But...
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Financial Wellness in 2025
I hope this BLOG finds you well. As we kick off 2025, it's the perfect time to take stock of your financial health — especially since January is Financial Wellness Month. To help you start the...
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Six Ways to SAVE on Auto Insurance
Most insurance companies offer discounts that can put money in your pocket. Here at Rising Star Insurance Group, we can explain the available discounts and whether you are eligible. Here are some...
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Insurance for Damage Caused by Trees
If a tree falls and hits your home, your homeowners’ policy will probably cover the cost of repairing the damage to your home, whether the tree was on your property or someone else’s. Your...
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The Basics of Business Liability Insurance: What Every Small Business Owner Should Know
Running a small business involves navigating risks and responsibilities. One essential safeguard is securing business liability insurance—a vital step for protecting your venture against potential...
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Winter is Coming - How to Stay Safe
WINTER is approaching, as early as Thursday! Snow and freezing conditions can bring about both beauty and beastly challenges. Being prepared is crucial not only for comfort but also for your...
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Understanding How Credit Scores Work
Does my credit score affect my insurance premiums? No.Your credit score is one of many elements of your “insurance score,” which is used by actuaries and underwriters to calculate the risk you pose...
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New Year: Time to Review Your Insurance Coverage
The start of a new year brings a perfect opportunity to reassess and review your insurance coverages. As life changes, so do your insurance needs. Whether you've experienced significant life events...
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New Year's Eve Safety: Tips for a Safe Celebration
New Year's Eve is a time for celebration, reflection, and ushering in a fresh start. As the excitement mounts, it's essential to keep safety in mind. Here are some practical tips to ensure your...
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Happy Hanukkah
Hanukkah, also known as the Festival of Lights, is an eight-day Jewish holiday that begins on the 25th day of Kislev according to the Hebrew calendar. This holiday commemorates the rededication of...
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The True Meaning of Christmas
As the holiday season approaches, it's essential to reflect on the true meaning of Christmas beyond the hustle of shopping and the sparkle of decorations. At its core, Christmas is a time for love,...
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Holiday Party Safety
It’s party season, and while parties offer opportunities to catch up with old friends and make new ones, they can also pose risks to property and health.Drink alcohol in moderation.Limit yourself...
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Understanding Snowmelt and Flood Insurance
Flooding isn't just about coastal waters or rivers. If you're a homeowner, your property may be at risk, and flood insurance could be essential. Speak with your insurance agent to assess your...
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Winter Travel Tips
Winter Travel TipsTraveling during winter can be a magical experience, but it comes with its own set of challenges. Here are some essential tips to ensure your winter travels are safe, comfortable,...
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Thanksgiving Safety: Tips for a Safe and Enjoyable Holiday
Thanksgiving is a time of joy, family gatherings, and delicious meals. However, it also comes with its set of risks, from kitchen-related accidents to travel hazards. By following some essential...
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Tips to Avoid Frozen Pipes
Below-freezing weather may prompt you to pull out your gloves and heavy jacket. It should also prompt you to take the following steps to reduce the risk of frozen pipes in your home:Allow a small...
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How to Safely Heat Your Home
When outdoor temperatures drop, our homes become havens of warmth. Keep the following tips in mind to ensure your home stays safe and warm. Use space heaters on...
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Safety Around Fireplaces
1. Check your chimney for any blockages. Make sure your flue is open and the ventilation path is clear before you start a fire. 2....
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Trick-or-Treating Safety
With Halloween just around the corner, I wanted to share some helpful tips to ensure a fun and safe evening for everyone involved. Check the forecast...
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Halloween Safety Tips
Encourage the use of makeup, hats, or wigs in lieu of masks, which can obstruct vision. Cross the street as a group by using established crosswalks; don’t cross...
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Deer Collision Reminder
As the fall season arrives, it’s important to be aware of increased deer activity on our roads. With deer becoming more active, especially during dawn and dusk, I wanted to share some tips to help...
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Protecting Your Identity
You can take lots of steps to protect yourself from identity theft. Here are just a few. Don’t give out your personally identifiable information to anyone, unless...
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Creating a Home Inventory List
Having a home inventory list can help you figure out how much homeowners’ or renters’ coverage you need. After a loss, it can help your insurance company process your claim more efficiently, and it...
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Do I Need to Insure My Drone?
As you may or may not know, Drones may be purchased at every imaginable size, weight, and price point. They—and the data they may collect—have become ubiquitous in news media and on social media...
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Special Event Insurance
Event organizers routinely adapt long-planned events to unforeseen circumstances; during the COVID-19 pandemic, though, everyone had to figure it out as they went. Those experiences brought public...
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Emergency Preparedness Tips
Being prepared for an emergency means having kits ready to go! Your kits should include: Food and water...
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Eight Top Tips for Selling a Home
Selling a home can seem daunting, but these handy tips can help you sell yours faster and more efficiently: 1. Spend time on cost...
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Dwelling Insurance: Replacement Cost Value v. Actual Cash Value
Dwelling insurance reimburses you for losses caused by covered events. Depending on the claim type, your insurer will calculate the cost of replacing or repairing your...
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Who Needs Cybersecurity Insurance?
Regardless of your business type, you are likely to transmit other people’s electronic data in the regular course of your business. Data you transmit electronically...
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Insurance Tips for Condominium Unit Owners
Condominium unit owners have specialized insurance needs because they own their individual unit but not the entire building. Here’s what most condo insurance...
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Why Choose an Independent Insurance Agent
Buying insurance can be confusing. Price is important, but so is getting coverage that fits your needs. You want excellent value for your money, whether you’re buying protection for your home, your...
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Four Fast Facts: Insurance and Your College-Bound Child
Ease your child’s transition to college by making sure your family is protected. 1. Health insurance. If your child has been on...
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Landlord Property Insurance
I hope this BLOG finds you well. Not sure if you knew, but your homeowner’s policy likely has a clause that terminates coverage if you decide to turn your home into a rental property....
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Insurance For Home-Based Businesses
I hope this BLOG post finds you well! I wanted to post a quick BLOG about home-based businesses and how those affect your insurance coverage. I’ve found many of my clients don’t realize the risks...
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Auto Coverage Limits
I hope this BLOG finds you well. A significant part of my job is ensuring you have the information you need to make the decisions that are right for you and your auto coverage. That said, I wanted...
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The Importance of July 4th - A Symbol of American Independence and Unity
July 4th, commonly known as Independence Day, holds a paramount place in the history and cultural fabric of the United States. Celebrated with fireworks, parades, barbecues, and patriotic displays,...
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Risk Management in Construction Projects
I hope this BLOG finds you well. During my years serving construction companies, I’ve gained insight into common issues that result in claims and thought it might be helpful to share some of the...
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Summer Toys – Are They Covered?
As the temperatures begin to rise, I wanted to provide a friendly reminder to make sure that all your summer toys are properly insured. Did you know that your standard...
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Summer Road Trip Safety
Did you know that nearly 82% of all American adults intend to travel this year? With such a high volume of travelers, it's crucial to remain vigilant and take...
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Why Choose an Independent Insurance Agent?
“Finding a suitable insurance policy can take time. One option to make the process easier is to work with an independent insurance agent.” Nerdwallet – April 01, 2024...
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Top Home Improvements in 2024
I hope this BLOG post finds you well! I'm excited to check in today with valuable insights from our team of experts. In this post: I will cover the...
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Why Do Insurance Rates Keep Going Up?
Given the state of the insurance industry, I wanted to take a minute and share some insights about the current insurance marketplace and provide you with key statistics to address any of your...
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Rising Star Insurance Group, Inc. Secures Comprehensive Insurance Coverage for Prestigious Plano Homeowners Association
Plano, Texas, April 01, 2024 – Rising Star Insurance Group, Inc. proudly announces the successful procurement of comprehensive insurance coverage for one of Plano,...
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Empowering Homeowners Through Comprehensive Insurance Coverage
For most people, their home is not just their biggest investment; it's a sanctuary for their family and a place filled with memories and dreams. At Rising Star Insurance Group, we understand the...
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Business Insurance Solutions for Artisan Contractors, Retail, and Manufacturing
In the dynamic world of business, having robust insurance coverage is not just a safety net—it's a crucial component of your strategy for growth and sustainability. Rising Star Insurance Group...
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Navigating the Hard Insurance Market and Understanding Rate Increases
In the ever-evolving landscape of the insurance industry, customers and providers alike face periods of significant change, such as those seen in a hard insurance market. At Rising Star Insurance...
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